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View Full Version : The Failing of the ACA



DragonStryk72
10-31-2013, 03:08 PM
Well, Obama may have given an unintentional lifeline with the ACA botches.

So to gather together the various idiocies of this thing:

1. "If you like your current plan, you can keep it, period."- Well, that was total crap. Thanks to provisions within the ACA, Insurance companies are forced to change their coverage plans, and in so doing, this forces everyone to change their existing plans. Yeah, Dems are blaming the insurance companies, but its the Dems who made the law that forced the insurance companies' hand.

2. The exchange- Uh boy, this was a total fail. So, millions of people at this point think they're properly signed up for the exchange, but aren't, and the whole thing is needlessly complex. Should you fail at any one point, it doesn't submit, and you're not on the books. And this includes when the site drops you, forcing to start from scratch, but without being able to use the same username anymore, having to pick a new one each time.

3. Bringing premiums down- Uh... huh. Well, that was just straight up lying, really. All the new regulations for the ACA pretty well guaranteed that premiums would skyrocket, as much as $10,000+/year. Many who thought they were keeping their existing cheap plans that met their needs, are instead now being saddled with plans too expensive for them to both be insured and have a place to live.


These three key areas are where Republicans and 3rd parties have room to push a wedge, and they need to capitalize on it as soon as possible.

tailfins
10-31-2013, 03:21 PM
Well, Obama may have given an unintentional lifeline with the ACA botches.

So to gather together the various idiocies of this thing:

1. "If you like your current plan, you can keep it, period."- Well, that was total crap. Thanks to provisions within the ACA, Insurance companies are forced to change their coverage plans, and in so doing, this forces everyone to change their existing plans. Yeah, Dems are blaming the insurance companies, but its the Dems who made the law that forced the insurance companies' hand.

2. The exchange- Uh boy, this was a total fail. So, millions of people at this point think they're properly signed up for the exchange, but aren't, and the whole thing is needlessly complex. Should you fail at any one point, it doesn't submit, and you're not on the books. And this includes when the site drops you, forcing to start from scratch, but without being able to use the same username anymore, having to pick a new one each time.

3. Bringing premiums down- Uh... huh. Well, that was just straight up lying, really. All the new regulations for the ACA pretty well guaranteed that premiums would skyrocket, as much as $10,000+/year. Many who thought they were keeping their existing cheap plans that met their needs, are instead now being saddled with plans too expensive for them to both be insured and have a place to live.


These three key areas are where Republicans and 3rd parties have room to push a wedge, and they need to capitalize on it as soon as possible.

If your employer makes an unsubsidized offer of insurance to you, you generally can't use the exchanges unless the price of an INDIVIDUAL policy exceeds 9.5% of your income which is unlikely.

DragonStryk72
10-31-2013, 03:40 PM
If your employer makes an unsubsidized offer of insurance to you, you generally can't use the exchanges unless the price of an INDIVIDUAL policy exceeds 9.5% of your income which is unlikely.

Unless, of course, the new plans that are required by ACA to the insurance companies require higher premiums, in which case, it operates as a really convenient workaround for the Dems, who can claim your 9.5%, while being able to blame the "evil" insurance companies that they tied the hands of, because it's strictly based on comparison of price, forcing folks to use the exchange who wouldn't even need it save for the ACA.

red states rule
11-01-2013, 02:13 AM
Come on guys - the only problem here is that Obama has not explained why these polices are being dropped to the fools who bought them. It is all a communication issue




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