Well, could you?
Well, could you?
If we were as industrious to become good as to make ourselves great, we should become really great by being good, and the number of valuable men would be much increased; but it is a grand mistake to think of being great without goodness; and i pronounce it as certain that there was never yet a truly great man that was not at the same time truly virtuous." - Ben Franklin
Imagine what good we can do if we all joined together, united as followers of Christ - M. Russell Ballard
as long as Uncle Sam continued to honor his contract with military retirees, yes, I could.
you all own your house outright?
Before enlightenment - chop wood, carry water. After enlightenment - chop wood, carry water. ~Zen Buddhist Proverb
UNITED STATES ARMY AVIATION
Above the Best
Why the Hell should I have to press “1” for ENGLISH?
Yes, and I have.
When I die I'm sure to go to heaven, cause I spent my time in hell.
You get more with a kind word and a two by four, than you do with just a kind word.
if I use my credit card but pay the balance off each month, and Iusing debt?.....
...full immersion.....
Yes, and I have already, certainly for the last ten years.
House paid off, no credit cards AT ALL (all this "just for emergencies" nonsense: it's amazing how well greenback dollars work for that), no car loans, nothing.
I simply figured it out: credit is good for the banks, awful for the individual. Debt is BAD! I stopped using credit and never looked back, and it's wonderful. I love it.
There's a guy on the new Fox business channel that has a daily hour-long program promoting getting totally out of debt. I think that's great. People need to get with that program soonest; debt and the whole set of attitudes about mortgaging your future to current wants is crippling this country's citizens.
And, obviously, our entire economy.
I'm looking forward to the day I can live debt free.
We've only lived in our house 10yrs so we have a while before it is paid off. We have no credit card debt though, I think that is the most important thing.
With the national average (credit debt) being somewhere around $13,000, people need to start taking a long hard look at the things they need vs want.
Yes.
1) You depend on it for "emergencies," and sometimes that is not paid off in a month. Emergencies tend to be in the eye of the beholder.
2) Even if you are borrowing only a few days, it's borrowing. Debit cards take the money right out of your account, so it has to be in there. Great discipline.
Debt tends to be an attitude. Being WILLING to borrow from someone else for current consumption.
I don't disagree with you really, however there is another angle I subscribe to.
I treat my credit card as a charge card not a credit card. I have the money to make the purchase but the card gives me some positives and convenience.
I get a statement every month with a clear accounting of where the money went. I am able to hold that money in the bank for the month and benefit (slightly) from accumulated interest...(float)
UNITED STATES ARMY AVIATION
Above the Best
Why the Hell should I have to press “1” for ENGLISH?
We could not pay off our whole mortgage so the answer is "no" right out of the gate.
Also, our daughter is of to college next year. 'Nuff said.
After the game, the king and the pawn go into the same box - Author unknown
“Unfortunately, the truth is now whatever the media say it is”
-Abbey