So this just happened to me

[jimnyc]

no no no...i love the idea. It's really neat. That's all. It's smart in today's world.

Remember you made that time lapse video when you went on a trip? I thought you had one of some sort? That was one of the reasons I always wanted some sort of camera!

But it's for protection these days. That can almost guarantee my innocence if I need it in an accident!

[darin]

Remember you made that time lapse video when you went on a trip? I thought you had one of some sort? That was one of the reasons I always wanted some sort of camera!

But it's for protection these days. That can almost guarantee my innocence if I need it in an accident!

I had a camera stuck to my passenger's side window

[High_Plains_Drifter]

MAN did I ever just get a SHIT HOT DEAL on Amazon. A $200 DASH CAM for $40 on what they call a "lightening deal"... has AWESOME reviews too... @jimnyc

https://www.amazon.com/gp/product/B0...?ie=UTF8&psc=1

[Abbey Marie]

I had a camera stuck to my passenger's side window

Wish I had video of what I call my “Midnight Ride” in my twenties.

[jimnyc]

I am now officially ON FOOT and I don't like it!

I brought to my body shop and the guy took the keys from me and laughed, said no way in hell was he letting me drive that thing. He said the hood lock is destroyed and the hood can flip up at any moment and that the radiator and everything else and their supports were pushed back, and confirmed the rest; as in hood, quarter panels, bumper grille, bumper, lighting he said is "off kilter" and my side mirror needs to be replaced on passenger side

At any rate, and a mile walk home later, purposely for the exercise, here I sit without wheels.

His insurance danced around me yesterday. Then today, the woman tells me DO NOTHING until I call you back, gimme 10-15. I say ok. 3 hours later I call her back and am like WTF? She said, ok, go get an estimate BUT DO NOT RENT A CAR or anything else just yet. Ok, so hence the body shop and walk home, but then what?

Well, THAT WASN'T EVEN HIS INSURANCE COMPANY!!! It was his broker. WHO THE HELL are they to tell me NOT to go forward and do things? I threatened a lawsuit and he gave me his DIRECT info, and he now has Liberty Mutual suddenly, and now I called and I have a claim started and a claim number to go forward.

So I call that other insurance company, and I'm like - WHY and WHO ARE YOU to have delayed me for 36 hours, telling me NOT to do anything, when this guy told me THIS was his insurance info and represented them as such, and they ARE an insurance company, but also brokers. She says "well it sounds like you are in contact now with LMutual, is that correct? I said yes, but WHY... click and she hung up on me.

Now I'm pissed. This place is getting my truck fixed. She'll call back within 24 and I'll be getting a car rental she said. Since through them, no deductible.

When all said and done? I'm asking on the claim now and WILL sue this owner for - diminished value since it will lose much value after repair. I WOULD have been more than cool with rental in mean time and just fix the dang thing. Now I WANT to sue and do and get whatever I can. Too bad I'm TOO honest to claim injury or anything like that - what I mean is holding them to every damn penny - and will sue him personally if they don't do the right thing. I have video, he doesn't have much to lean back on.

[High_Plains_Drifter]

I am now officially ON FOOT and I don't like it!

I brought to my body shop and the guy took the keys from me and laughed, said no way in hell was he letting me drive that thing. He said the hood lock is destroyed and the hood can flip up at any moment and that the radiator and everything else and their supports were pushed back, and confirmed the rest; as in hood, quarter panels, bumper grille, bumper, lighting he said is "off kilter" and my side mirror needs to be replaced on passenger side

At any rate, and a mile walk home later, purposely for the exercise, here I sit without wheels.

His insurance danced around me yesterday. Then today, the woman tells me DO NOTHING until I call you back, gimme 10-15. I say ok. 3 hours later I call her back and am like WTF? She said, ok, go get an estimate BUT DO NOT RENT A CAR or anything else just yet. Ok, so hence the body shop and walk home, but then what?

Well, THAT WASN'T EVEN HIS INSURANCE COMPANY!!! It was his broker. WHO THE HELL are they to tell me NOT to go forward and do things? I threatened a lawsuit and he gave me his DIRECT info, and he now has Liberty Mutual suddenly, and now I called and I have a claim started and a claim number to go forward.

So I call that other insurance company, and I'm like - WHY and WHO ARE YOU to have delayed me for 36 hours, telling me NOT to do anything, when this guy told me THIS was his insurance info and represented them as such, and they ARE an insurance company, but also brokers. She says "well it sounds like you are in contact now with LMutual, is that correct? I said yes, but WHY... click and she hung up on me.

Now I'm pissed. This place is getting my truck fixed. She'll call back within 24 and I'll be getting a car rental she said. Since through them, no deductible.

When all said and done? I'm asking on the claim now and WILL sue this owner for - diminished value since it will lose much value after repair. I WOULD have been more than cool with rental in mean time and just fix the dang thing. Now I WANT to sue and do and get whatever I can. Too bad I'm TOO honest to claim injury or anything like that - what I mean is holding them to every damn penny - and will sue him personally if they don't do the right thing. I have video, he doesn't have much to lean back on.

Maaaaan... yeah I'll tell ya... insurance companies are CUT THROATS, and their ultimate goal is to NOT give a CENT to ANYONE. You have to play hard ball with these shysters, Jim, or they'll try and walk all over ya.

Been there, done that.

[jimnyc]

MAN did I ever just get a SHIT HOT DEAL on Amazon. A $200 DASH CAM for $40 on what they call a "lightening deal"... has AWESOME reviews too...

Sweet price, and just how I got mine on there! I think yours looks nicer though, but specs are similar.

[Abbey Marie]

Jim, you need this:




And think of all the energy Nikoh will burn. Win/win.

Seriously, though, that stinks. You cannot trust people for anything anymore.

[High_Plains_Drifter]

Sweet price, and just how I got mine on there! I think yours looks nicer though, but specs are similar.

I hope it's not some shitty knock off... better not be. It's being portrayed as the same one that was just $200 a few days ago when I looked.

[High_Plains_Drifter]

Jim, you need this:

..............................................

[NightTrain]

Don't let them screw you around, Jim.

At the first inkling of runaround, just tell him/her that you don't have time for this and that your attorney will be in touch. That's the magic phrase and suddenly they'll falling all over themselves to make it right.

The insurance people you're dealing with right now are specifically hired to spend the absolute least amount of money possible, which means screwing you over if they think they can get away with it.

The last thing they want is to litigate this, especially when you have HD footage of it.

As soon as you indicate you're ready to let a lawyer handle things, they stop fucking you around and try to placate you.

A lawyer friend told me once that it costs a big company $10k just to have lawyers look at a case. It's cheaper to settle in any range below that.

[High_Plains_Drifter]

Don't let them screw you around, Jim.

At the first inkling of runaround, just tell him/her that you don't have time for this and that your attorney will be in touch. That's the magic phrase and suddenly they'll falling all over themselves to make it right.

The insurance people you're dealing with right now are specifically hired to spend the absolute least amount of money possible, which means screwing you over if they think they can get away with it.

The last thing they want is to litigate this, especially when you have HD footage of it.

As soon as you indicate you're ready to let a lawyer handle things, they stop fucking you around and try to placate you.

A lawyer friend told me once that it costs a big company $10k just to have lawyers look at a case. It's cheaper to settle in any range below that.

100% spot on............ ^^^

[jimnyc]

Don't let them screw you around, Jim.

At the first inkling of runaround, just tell him/her that you don't have time for this and that your attorney will be in touch. That's the magic phrase and suddenly they'll falling all over themselves to make it right.

The insurance people you're dealing with right now are specifically hired to spend the absolute least amount of money possible, which means screwing you over if they think they can get away with it.

The last thing they want is to litigate this, especially when you have HD footage of it.

As soon as you indicate you're ready to let a lawyer handle things, they stop fucking you around and try to placate you.

A lawyer friend told me once that it costs a big company $10k just to have lawyers look at a case. It's cheaper to settle in any range below that.

Yup, threatened the asshole who hit me, who instantly forked over policy info and what not - since he WAS jerking me around. Same with insurance, I mentioned I had the video, sent it to them, and mentioned court if this didn't happen fast....

I got his less than an hour ago:

Thank you - we are paying the claim
I spoke w my insured- just waiting on the estimate. Do you need the rental now?

And now waiting on them to tell me how THEY are getting me this rental.... And I made her aware that once completed, I'll get another estimate/appraisal, and I want diminished value. If they DON'T pay, then I'll take this rich bastard to small claims for the value. Judges like nice little videos too.

Funny though, me with the WHAT THE F*** when it happened, the insurance said they heard it all, but said they enjoyed watching my video! LOL

[High_Plains_Drifter]

Yup, threatened the asshole who hit me, who instantly forked over policy info and what not - since he WAS jerking me around. Same with insurance, I mentioned I had the video, sent it to them, and mentioned court if this didn't happen fast....

I got his less than an hour ago:



And now waiting on them to tell me how THEY are getting me this rental.... And I made her aware that once completed, I'll get another estimate/appraisal, and I want diminished value. If they DON'T pay, then I'll take this rich bastard to small claims for the value. Judges like nice little videos too.

Funny though, me with the WHAT THE F*** when it happened, the insurance said they heard it all, but said they enjoyed watching my video! LOL

You got them by the short hairs, brother, and they know it. Just think if you HADN'T had your dashcam... they'd probably still be jerking you around.

Your video is why I finally ordered my dashcam. I don't need any prejudgement if something like that happens to my Camaro... "oh he has a hotrod, he was speeding, he was this, he was that..." aaaahh... no, I wasn't, and I have video PROOF.

[jimnyc]

You got them by the short hairs, brother, and they know it. Just think if you HADN'T had your dashcam... they'd probably still be jerking you around.

Your video is why I finally ordered my dashcam. I don't need any prejudgement if something like that happens to my Camaro... "oh he has a hotrod, he was speeding, he was this, he was that..." aaaahh... no, I wasn't, and I have video PROOF.

Yup, and still, before I dropped at shop - EVERYONE that saw said "what did YOU hit" - not WHO hit you. So appearances are everything, but video is gold!